Affordable Convertibles Under $45,000

Why Buy a Convertible?

Whether it’s summertime or you just live in a warm climate, there’s nothing quite like driving on the road in a convertible breathing the fresh air. Open-air driving is one of the simple pleasures in life. Combining our love of driving and saving money, we have come up with a list of our favorite and most affordable convertibles!

Audi A3 Cabriolet – $36,600

Audi A3 Cabriolet

It might not look like the sportiest car, but it combines the luxury convertible experience with affordability. See if you can opt for the 2.0-liter engine for added power.

BMW 228i Convertible – $38,650

BMW 228i convertible

You might be thinking about driving the best BMW 2 Series on the market, but unfortunately it doesn’t have a soft top option. Take a look at the 228i which DOES offer a convertible version. The base price is $38,650, and if you want you can add a Track Handling Package without going too far over the top.

Chevrolet Camaro SS Convertible – $44,295

The Camaro SS Convertible just hits the limits of this article’s $45,000 cutoff, and yet we’d argue it’s worth every penny. This car is FAST, very fast. To top it off, it sounds phenomenal, with the power to rival a top of the line Corvette. If you still think it’s too pricey, there is a four-cylinder Camaro drop-top that starts just under $35,000 and a V6 option for $1500 extra.

Fiat 124 Spider Abarth – $28,195

That’s right, celebrate the fact that the Fiat 124 Spider has finally returned to the U.S. Don’t fret that the new version is based on the Mazda Miata, as it has a turbocharger that Mazda’s roadster doesn’t. It’s a zippy 164-horsepower character with delightfully booming exhaust notes.

Fiat 500C Abarth – $26,695

Fiat 500c Abarth

Just because you are limited to driving in a tightly-packed city, that doesn’t mean you can’t own a fun little convertible. For that setup: go with the Fiat 500C Abarth. It has a cloth top that slides down, allowing you to hear the spectacular sound of the exhaust. Even as you are stuck stopping and starting from stoplight to stoplight, you’ll find it agile and fast.

Ford Mustang GT Convertible – $42,145

Ford Mustang GT

We know that like the Chevy Camaro, the Mustang isn’t nearly as affordable as it used to be, but we still consider it to be a very serious performance bargain. For less than $45,000, it gives you a 435-horsepower convertible that will hit 60 mph in 4.7 seconds. Even the less expensive V6 ‘Stang drop-top costs just over $30,000, while the EcoBoost is just $35,000.

Mazda Miata – $24,915

Mazda MX-5 Miata

How can we not make a list of convertibles without the Miata? It may not be the fastest, most stylish or the most powerful car on the list, it is without a doubt one of the most fun vehicles to drive and you really won’t care. The Miata Sport is the most affordable model at $24,915, but even if you want to load up on extra features, the Miata Grand Touring is only $30,065.

Mini Cooper Convertible – $25,950

Mini Cooper convertible

The Mini Cooper is one seriously charming car. Increase that charm by getting the convertible version for as little as $25,950. If you crave more power, you can upgrade to the Cooper S or even the top-level John Cooper Works version, and still spend well under $45,000.

Nissan 370Z Roadster – $41,820

Nissan 370Z Roadster

Are you surprised to find this here? You may even be more surprised to know that the 370Z is still around, nearly unchanged since its introduction in 2009. Don’t mind how dated it is because it is still one of the sportiest convertibles you can buy for less than $45,000.

Affordable and Luxurious

While many drivers may consider a topless vehicle unattainable on most budgets, you can get a lot of bang for your buck with one of the options above. Keep in mind that it isn’t just the cost of the vehicle that will be your only expense. Collision insurance often carries a higher monthly premium for vehicles with retractable or “soft-tops.” Not to mention they come with additional components and parts that can easily break down over time.

Regardless of whether your vehicle’s rooftop is hard or soft, we can offer you a full coverage protection plan to safeguard your vehicle and your investment!

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